It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.
In the pre-qualification process, you will find out:
- Exactly how much home or land you can afford.
- How much cash you will need for the down payment.
- The minimum down payment, and advantages of higher down payments.
- What the bank feels you can afford for a monthly payment.
I help buyers pre-qualify for mortgages every day. I know this is your personal information, and will not distribute it to anyone, other than to my preferred mortgage broker. This service is provided free of charge, without any obligation on your part. Once you fill out the form, I will quickly process your information and get right back to you!

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Phyllis Anderson Long and Foster Realtors 9321 Midlothian Turnpike, Suite E Box 35075 Richmond, VA. 23235-0075 voice mail: 804-327-1073 Fax: 804-320-3341 office: 804-560-7625 cell: 804-356-8772 Email: phyllisanderson@NUMBER1EXPERT.com
When you hire me as your agent, I will serve your interests and agenda with diligence. I will meet your needs for regular communication, accurate information, and details pertinent to the transaction. Thanks, in advance, for your trust and your business.   
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