Chesterfield, Midlothian and Powhatan real estate and homes for sale in Virginia - Phyllis Anderson, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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Midlothian Information
Welcome > Local Info > Midlothian Information ...

Welcome To Midlothian!

Midlothian, Virginia is in Chesterfield County
, south of the James River. It is a delightful suburban area with some of the area’s most affordable resale and new housing. Excellent Chesterfield schools, the new open air Stony Point Shopping Mall, and array of medical facilities make Midlothian, Virginia an ideal place to live.  

There are communities in Midlothian that will appeal to everyone in all price ranges.

Rockwood Terrace is a community of Townhomes from the $180,000s.

Ashbrook features transitional, colonial, and two stories in the $190-$250 range.

Collington and Brading Park have ranch, first floor master, and two story homes from $290-$310 and above. Many of these have open floor plans, and are newly constructed.

Birkdale is a lovely Golf Course Community with homes ranging from the low $200s to over $500, if waterfront.

Bayhill Point
is a highly desirable community with transitional ranch, two-story, and traditional homes, most with garages.

Brandermill and Woodland Pond are planned communities situated around the stunning Swift Creek Reservoir. This is the place to be if you enjoy water, sailing, fishing, canoeing, golfing, walking trails, and nature. Homes in these communities include a variety of styles, including colonial, transitional, custom, contemporary, ranch, and transitional. There is something here for everyone!

The Woods at Summerford offer transitional, two-story, brick or stone front models that start in the $300,000s.

Don’t miss The Timbers, which is right next door! This is a 55 and over neighborhood with 24 homes, no-maintenance properties, and open floor plans. Several homes are still under construction, with 2 models to be ready in August of 2006, and three more scheduled to be finished in Sept. 2006. Prices start in the $290s and up.

Edgewater is a must see! This is a highly sought after new community near the Swift Creek Reservoir. There are several sections. Some are no-maintenance homes, and others are beautiful waterfront or waterview two-story and transitional homes.


Here are some Local Restaurants I enjoy...

11500 W. Hundred Road
Midlothian,
Phone: 804-378-0600
 
 
Extra Billy's Ribs and Barbecue
1110 Alverser Drive
Midlothian, 
Phone: 804-379-8727
 
 
4602 Millridge Parkway
Midlothian,
Phone: 804-744-2545
 
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School Reports in Chesterfield, Midlothian and Powhatan, Virginia
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Real Estate Tips
Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Real Estate Trivia
Q 
What land did the U.S. Government buy for $7.2 million?

A 
The U.S. bought all of Russian America (Alaska) from the Russian Czar in March 1867.
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Phyllis Anderson, REALTOR®, real estate agent and broker for Chesterfield, Midlothian and Powhatan Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Phyllis Anderson
Long and Foster Realtors

9321 Midlothian Turnpike, Suite E Box 35075
Richmond, VA. 23235-0075
voice mail: 804-327-1073
Fax: 804-320-3341
office: 804-560-7625
cell: 804-356-8772
Email: phyllisanderson@NUMBER1EXPERT.com

When you hire me as your agent, I will serve your interests and agenda with diligence. I will meet your needs for regular communication, accurate information, and details pertinent to the transaction. Thanks, in advance, for your trust and your business.

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