Chesterfield, Midlothian and Powhatan
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About Appraisals >Refinancing Your Home
Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.
You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.
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What area in the U.S. has been referred to as the "American Riviera"?
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Miami Beach in Biscayne Bay is Florida's pre-eminent place for "people watching" and a hot spot for celebrities.
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Phyllis Anderson
Long and Foster Realtors
9321 Midlothian Turnpike, Suite E Box 35075
Richmond, VA. 23235-0075
voice mail: 804-327-1073
Fax: 804-320-3341
office: 804-560-7625
cell: 804-356-8772
Email: phyllisanderson@NUMBER1EXPERT.com
When you hire me as your agent, I will serve your interests and agenda with diligence. I will meet your needs for regular communication, accurate information, and details pertinent to the transaction. Thanks, in advance, for your trust and your business.   
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